The Savings Goal Tracker reading list

Savings challenges and goal-planning guides

A savings plan needs three things: a purpose, an amount and a contribution you can actually make. Work through the examples here, then keep a record of real deposits in Savings Goal Tracker.

Try the free 52-week savings calculator →

Choose your starting point

Use the standard challenge for gradually increasing deposits, or compare the reverse version if your available money changes during the year. For a fixed deadline, start with the savings-goal formula. Use the separate-funds guide when several goals compete for the same money.

Saving money

52-Week Savings Challenge: Complete Chart and Examples

See the full 52-week savings chart, the $1,378 calculation, alternative deposit amounts, and a practical way to track completed contributions.

Read the guide →Saving money

Reverse 52-Week Savings Challenge: Is It a Better Fit?

Compare the reverse and standard 52-week savings challenges with quarterly totals, cash-flow examples, and a missed-deposit worksheet.

Read the guide →Saving money

Sinking Funds vs an Emergency Fund: Track Each Purpose

Separate planned expenses from unexpected costs with a simple savings-goal worksheet, allocation example, and monthly balance check.

Read the guide →Saving money

How to Calculate Savings Goal Contributions

Calculate what to save per payday or month using your target, current savings and deadline, with examples for missed and extra deposits.

Read the guide →

From the guide to the app

Put it into practice with Savings Goal Tracker

Savings Goal Tracker lets you organize targets and record progress toward them. A recorded contribution is a record, not a bank transfer. Keep the app totals aligned with money you have actually set aside.

Take the next step

Get Savings Goal Tracker.

Give every savings goal a target and track your contributions.

Free to download · iPhone, iPad & Android · Optional in-app purchases

App Store ↗Google Play ↗

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